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BudgetBro vs Stippl

These two apps solve different halves of the same trip. Stippl is a planning-first app: itineraries, bookings, maps and packing lists. BudgetBro is a budgeting-first app: date-locked FX, per-category budgets, recurring entries, bank import and Travel Runway. Here is the feature-by-feature breakdown.

Pricing comparison

Stippl offers a free trial; BudgetBro has a generous free tier.

Stippl

Free tierYes

Pro monthly$3.99 / mo

Pro yearly$24.99 / yr

Free trialYes

One-off lifetimeNo

FocusTrip planning

BudgetBro

Free tierYes (generous)

BroPro monthly£1.99 / mo

BroPro yearly£24.99 / yr

Free trialNo

One-off lifetimeNot currently

FocusTravel budgeting

Feature by feature

Feature

Stippl

BudgetBro

Platforms

iOS app

Android app

Web app

Trip planning

Day-by-day itinerary builder

Bookings and reservations organiser

Packing lists

AI itinerary generation

Travel journaling and reels

Maps and route planning

Partly

Expense tracking

Offline expense logging

Partly

Multi-currency tracking

Date-locked historical FX rates

Recurring expenses and income

Bank statement (CSV) import (web only)

Custom categories

CSV export

Budgeting

Trip budgets

Per-category budgets

Travel Runway calculator

Daily spending pace score

Collaboration

Shared trips

Split costs with auto-settlement

Partly

Real-time web and mobile sync

Insights

Spending analytics

AI spending assistant

Personalised spending tips

Monthly and per-trip PDF reports

Discovery

Community discovery

In-app country budget guides

Partly

Pricing

Free tier

Free trial of paid plan

One-off lifetime option

Paid pricing disclosed publicly

Where BudgetBro goes deeper on money

Stippl budgets at a trip level: set a number, log spend against it. BudgetBro treats travel finance as the whole product, with a full web app at budgetbro.app/web (free to use) and depth Stippl does not attempt.

✓Date-locked historical exchange rates, so old totals never drift
✓Per-category monthly budgets, not just a single trip number
✓Recurring expenses and recurring income
✓Bank statement CSV import with automatic income flagging
✓Travel Runway burn-rate projection and a daily Travel Score
✓Monthly and per-trip PDF reports

BudgetBro web app dashboard showing trip overview, recent expenses and category breakdown

AI companions, Travel Runway, Travel Score

Stippl points its AI at planning your itinerary. BudgetBro points its AI at your money.

AI travel companions

Four mobile companions (Mad Mike, Krazy Karen, Brazilian Bob, Decimal Danny) and a neutral BudgetBro Assistant on web. Read your spending, answer questions, log expenses by chat or voice. Optional and can be turned off.

Travel Runway

Enter your remaining funds. BudgetBro projects your real burn rate from the last 90 days of spending and tells you how many months and days you can keep travelling. Income reduces the burn.

Decimal Danny, the BudgetBro Travel Score companion

Bro's Travel Score

Daily read on whether your spending is tracking against your goals. Like a credit score but for your trip budget.

Each expense is locked to its date's exchange rate

Stippl tracks multiple currencies using real-time rates. That means a foreign expense can show a slightly different home-currency value each time you open the app, and an older trip's total keeps moving as rates change.

BudgetBro converts every expense at the rate on the date it occurred, sourced from a daily snapshot covering 166 currencies (with live fallback). Historical totals never move. Reopen Bangkok 2025 in 2027 and the numbers are what they were.

When Stippl is the better fit

Stippl is the stronger tool for several real jobs.

Planning the trip is the hard part

Stippl builds a day-by-day itinerary, organises flights and hotels, maps your route and generates a plan with AI. BudgetBro does not build itineraries at all.

You split group costs and need settlement now

Stippl splits shared costs between travellers and tracks who owes whom automatically. BudgetBro Shared Trips track shared spend in real time, but auto-settlement is still rolling out.

You want packing lists, journaling and trip reels

Stippl bundles packing lists, travel journaling and auto-generated trip videos. BudgetBro is focused on the money, not content creation.

You want one app for the whole journey

If you would rather plan, book and lightly budget in a single place, Stippl's all-in-one approach suits that. BudgetBro pairs well alongside it as the dedicated money layer.

Switching from Stippl? Try BudgetBro free.

Free on iPhone and Android, with no ads and no cap on trips.

App Store Google Play

Planning a day out? Try Day Trips

Questions, answered

Is BudgetBro a good alternative to Stippl?

It depends what you want. Stippl is a trip planner first (itineraries, bookings, maps, packing lists) with budgeting as one feature inside it. BudgetBro is a travel budgeting app first, with much deeper money features: date-locked historical FX, per-category budgets, recurring expenses and income, bank statement import, Travel Runway and PDF reports. If the money side is your priority, BudgetBro goes deeper. If planning the trip itself is your priority, Stippl does more.

What is the difference between BudgetBro and Stippl?

Stippl plans the trip: a day-by-day itinerary, flights and hotel bookings, maps, packing lists, journaling and AI itinerary generation. BudgetBro tracks the money: every expense is locked to its date's exchange rate, you get per-category budgets, recurring entries, a burn-rate Travel Runway, a daily Travel Score, bank statement import and monthly PDF reports. They overlap on shared trips and multi-currency tracking, but their centre of gravity is different.

Does BudgetBro plan itineraries like Stippl?

No. BudgetBro does not build day-by-day itineraries, organise bookings or generate trips with AI. It focuses on budgeting and on a community Explore map of good-value places (cafes, hostels, rentals) rather than a personal itinerary. If you want a full itinerary planner, Stippl is the better tool for that job.

Which is better for splitting group costs?

Stippl has the edge today. It splits a shared cost between travellers and tracks who owes whom automatically. BudgetBro Shared Trips let you invite people via their brotag and everyone sees a combined ledger in real time, but automatic per-person settlement is still rolling out. For groups that need full settlement now, Stippl (or a dedicated splitter like Splitwise) handles that step better.

How do BudgetBro and Stippl compare on price?

BudgetBro is £1.99 per month or £24.99 per year and has a generous free tier; Stippl is subscription-only ($3.99/month or $24.99/year) but offers a free trial. BudgetBro has no lifetime plan currently and no free trial on its paid tier.

How accurate is BudgetBro's currency conversion?

BudgetBro converts every expense at the rate on the date it occurred, sourced from a daily snapshot covering 166 currencies with a live fallback, so historical totals never drift. Stippl supports multi-currency tracking with real-time rates, which means older expenses can change value as rates move. If stable historical totals matter to you, that is a real difference.

Can I import a bank statement or set up recurring expenses in BudgetBro?

Yes. BudgetBro supports CSV bank statement import (currently on the web app) with automatic income flagging and date-aware FX, plus recurring expenses and recurring income on weekly, fortnightly, monthly or yearly schedules. Stippl does not currently offer bank import or recurring entries.

Does BudgetBro have AI features?

Yes, but focused on money rather than planning. BudgetBro's AI reads your spending: a BudgetBro Assistant on web and four mobile travel companions (Mad Mike, Krazy Karen, Brazilian Bob, Decimal Danny) that answer questions and log expenses by chat or voice. The AI chatbot can be turned off in settings. Stippl's AI is aimed at generating itineraries instead.

Where is BudgetBro best for?

Anywhere, with a special focus on Southeast Asia. BudgetBro publishes country-specific budget guides for Thailand, Vietnam, Indonesia, Cambodia, Malaysia, the Philippines and Laos covering visa rules, daily spend tiers, SIM cards and where to start. The Explore map is community-seeded with cafes, hostels and rentals across the region.

When is Stippl the better choice?

If planning the trip is the hard part for you, Stippl is excellent: build a day-by-day route, organise flights and hotels, generate an itinerary with AI, keep packing lists, journal the trip and split group costs with settlement, all in one app. BudgetBro is the better fit when tracking and controlling the money is what you care about most.