Switching from Mint? What Happened and What to Use Instead

Switching from Mint? What Happened and What to Use Instead

Mint shut down for good in March 2024. Intuit moved only your login to Credit Karma, not your transaction history, budgets, categories or goals. If you are a Mint refugee who also travels a lot, spends in multiple currencies or lives abroad, a general Credit Karma or YNAB style replacement will not cover that. That is where a travel-first app like BudgetBro fits.

It has been a while since Mint disappeared, but plenty of former users are still piecing together a replacement, especially if their spending does not stay in one country or one currency. Here is what actually happened, why the obvious replacement falls short for travellers, and when it makes sense to add a dedicated travel budgeting app into the mix.

What Happened to Mint?

Intuit announced in October 2023 that it was shutting down Mint, the free budgeting app it had run for 17 years and around 25 million users. The app went dark for good in March 2024. Officially, Mint was not making enough money through ads and referral fees to justify keeping it running, so Intuit folded its user base into Credit Karma, the credit-report monitoring service it already owned.

What Actually Moved to Credit Karma?

Not much. Only your account login actually carried over. None of your transaction history, custom categories, budgets, savings goals, bill reminders or recurring transaction labels were migrated. Mint gave users a four and a half month window, November 2023 to March 2024, to export their data as CSV files before everything was deleted from Intuit's servers for good.

Is Credit Karma a Real Mint Replacement?

Not really, at least not for budgeting. Credit Karma is built around credit scores and monitoring, not budgeting. It has no bill reminders, no savings goals and weaker automatic transaction categorisation than Mint had. If the reason you used Mint was to track spending by category and stay on budget, Credit Karma alone will not do that job.

What About YNAB, Monarch, Rocket Money or Empower?

These are the usual suggestions for rebuilding Mint's core budgeting features, and they are reasonable choices if your finances live in one country, one currency, one bank account and one payslip. They link to domestic bank accounts, track net worth and rebuild the category budgets Mint used to offer. None of them are built with multi-currency spending, offline use or trip based budgeting in mind, because that was never their job.

When BudgetBro Is the Better Switch

BudgetBro is not trying to replace Mint feature for feature. It does not link to your bank account, track your credit score or calculate your net worth. What it does is track spending in over 160 currencies, work fully offline, let you set a daily budget and or budget per trip rather than per calendar month, and answer 'how much have I spent so far' through an AI companion instead of a dashboard you have to interpret yourself. If your version of switching from Mint means finding something built for spending across countries and currencies, that is the gap BudgetBro fills, not the gap Credit Karma or YNAB are built for. See how BudgetBro works or compare it against other travel budgeting apps.

Mint vs BudgetBro at a Glance

• Mint tracked your whole financial life in one country. BudgetBro tracks spending on the move, in whatever currency you are actually paying in.
• Mint linked to your bank automatically. BudgetBro logs expenses manually or via import, with no bank-linking risk.
• Mint needed a signal to work. BudgetBro works fully offline, which matters on a train, a boat or somewhere without reliable data.
• Mint budgeted by calendar month. BudgetBro budgets per trip, so a two week trip to Vietnam and a weekend in Lisbon do not get mixed into one monthly number.
• Mint gave you a dashboard to interpret. BudgetBro gives you an AI companion you can ask.

Frequently Asked Questions:

Is Mint really gone for good?

Yes. Mint shut down completely on 23 March 2024. There is no way to log back in, and Intuit deleted the underlying data from its servers after that date.

What replaced Mint?

Intuit's official answer was Credit Karma, but only logins moved across, not budgets or transaction history. Most former Mint users ended up combining Credit Karma for credit monitoring with a separate budgeting app such as YNAB, Monarch, Rocket Money or Empower for category budgeting.

Does BudgetBro replace everything Mint did?

No, and it is not trying to. BudgetBro does not track credit scores, net worth or link to bank accounts the way Mint did. It is built specifically for tracking spending across trips and currencies, which was never Mint's focus in the first place.

Can I still export my old Mint data anywhere?

No. The export window closed on 23 March 2024 alongside the shutdown. If you did not download a CSV of your Mint data before then, it is gone.

Who is BudgetBro actually for?

Backpackers, digital nomads and anyone who spends across more than one currency or country, whether that is a two week holiday or living abroad long term.

For the official word on the shutdown and migration, see Credit Karma's support article on Intuit Mint and Credit Karma. If your next chapter involves more borders than bank branches, BudgetBro is built for that part, not the part Mint used to do.

If you've got any questions drop them below in the comments.